I see a lot of these posts but here is my situation. I know it’s not a terrible one but its not fun either. Married. No kids. We want to have kids so we bought a house last year. We had savings from being single and didn’t sell our prior home. It’s a rental property now. Our new home interest rate sucks and cost a little over asking, but we needed the bedrooms. We both have good jobs. Not 6 figures but good jobs. We are cutting even. I just find it so crazy that we did everything right. School, jobs, investments, and are frugal yet we aren’t ahead. We don’t vacation and have a 250 dollar a month entertainment (eating out, movies, etc) budget. Our cars are old and paid off. I know we are better than most, and I feel blessed but still… this market gives me no faith. Someone pump me up. Today has been rough.